Chances of finding a free debt management plan (DMP) are slim. There are debt management companies out there that may advertise free services, but some of these may not be being up front with you, so you do need to ask the right questions. In many cases when a debt counseling company advertises free services it only means there are no upfront costs involved. They will take their payments out as a commission which will be included within your
credit card debt....
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