If you are amongst them, you may find a Debt Management Plan or Individual Voluntary Arrangement to be a potential solution. Most people are unclear what these are, how they differ and what to do to get one of them. Could debt management help you? Having two or more credit agreements and a monthly deficit is more than enough reason to consider debt management.
Remember to think of all of your debts, loans, credit and store cards and secured finance should all be taken into
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