Article by Ann Gibson
We, the people are habitual of getting our expenses exceeding our financial recourses. We want something and we get it even if our pocket doesn't allow it. When shortfall of money is the problem, we take loans or debts for achieving what we want. This doesn't affect us till we are able to manage them. But when these debts get out of our control and instead start controlling us, we are in trouble. In such
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