Many people think debt consolidation is the answer to all their financial problems. Just think... you get one loan to pay off all your debts. Then, you only have to deal with one company and one payment. You have to admit, it sounds very good. But not necessarily a key to ending bad debt management.
Getting a debt consolidation loan will not always resolve existing financial problems until or unless one learns how to manage debts properly. Bad debt management can get out of
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