Balance Transfers/Switching Cards
One way to reduce your debt is by transferring your balance to a different company that has a lower interest rate then you currently have. As you probably know, credit card companies make their money from the interest you pay which can usually be up to 25% or more. Many credit card providers have introductory periods where the interest rate is 0% or close to 0%. This introductory period can be anywhere from 3 months to 1 year. This is a smart
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